This Data Processing Agreement (DPA) outlines the terms and conditions under which we, as a payment gateway provider, process personal data on behalf of our clients. The agreement is entered into by the payment gateway and the client, who agrees to these terms by using our services. It aims to ensure that both parties comply with data protection regulations and uphold high standards of data security.
Data protection is of utmost importance to us, and this DPA is designed to safeguard the personal information of all users. By adhering to this agreement, we commit to implementing robust security measures and privacy practices. Our goal is to build trust and provide a secure environment for all transactions processed through our platform.
The organization that determines how and why personal data is processed is referred to as the Data Controller and is included in our payment gateway services. Certain categories of personal data that are required for the commencement and completion of payment transactions must be gathered and processed by the data controller. We process your personal information in compliance with current data protection laws and regulations to guarantee your privacy and security. This Data Processing Agreement gives the Data Controller the authority to establish the legitimate basis for processing, carry out data security procedures, and reply to requests from data subjects.
A data processor is a company that manages personal data on behalf of a data controller. The Data Processor only performs actions for the purposes outlined in this agreement, in addition to closely following the directives provided by the Data Controller. The Data Processor guarantees the security and privacy of information entrusted to them and is committed to processing personal data in compliance with applicable data protection laws and regulations.
Personal data refers to any information that can identify an individual, such as name, email address, payment details, and IP address. This data is collected when users interact with our payment gateway services, including account creation, transaction processing, and customer support interactions. The collection of personal data is crucial for providing seamless and secure payment services.
The importance of personal data in our payment gateway services cannot be overstated, as it enables us to verify identities, prevent fraud, and ensure compliance with legal requirements. By processing personal data responsibly, we enhance the security and efficiency of our platform. We are committed to protecting this data through robust security measures and strict privacy practices.
Our payment gateway performs various data processing activities, including data collection, storage, and analysis. These activities are essential for managing transactions, ensuring security, and providing personalized user experiences. By processing data efficiently, we aim to enhance the overall functionality and reliability of our services. Data processing also involves monitoring and analyzing user behavior to detect and prevent fraudulent activities. This proactive approach helps in maintaining a secure transaction environment and protecting users' financial information. As a result, users can trust that their data is handled with the utmost care and used to improve their payment experience.
Our payment gateway employs advanced security measures to ensure the protection of user data. These measures include encryption, secure socket layer (SSL) technology, and regular security audits. By implementing these robust security protocols, we safeguard sensitive information from unauthorized access and breaches.
The importance of these security measures lies in their ability to maintain the confidentiality, integrity, and availability of user data. With encryption, data is transformed into a secure format that can only be decoded by authorized parties. Regular security audits help us identify and address potential vulnerabilities, ensuring our systems remain resilient against evolving threats.
In addition to technical safeguards, we also enforce strict access controls and employee training programs. Access to sensitive data is restricted to authorized personnel only, and employees are regularly trained on data protection and privacy best practices. This comprehensive approach ensures that all aspects of data security are thoroughly addressed, providing users with confidence in the safety of their information.
We are committed to maintaining the highest standards of confidentiality when processing user data. Confidentiality is ensured through stringent access controls, encryption, and regular monitoring to prevent unauthorized disclosure. Keeping user data confidential is critical to building trust and ensuring compliance with legal and regulatory standards. By rigorously protecting confidential information, we help to safeguard user privacy and maintain the integrity of our payment gateway services.
Data subjects have specific rights to the processing of their personal data, as per this Data Processing Agreement and current data protection laws. These rights include the capacity to access, update, and remove personal data in addition to the capacity to limit or object to certain processing activities. Furthermore, data subjects are entitled to obtain their personal data in a format that is commonly used, machine-readable, and structured. When data subjects exercise their rights and ask for assistance, we will immediately assist them in accordance with the terms specified in this agreement.
We have created a thorough data breach response plan so that we can handle the situation as fast and effectively as we can. We identify and assess the breach, notify the appropriate authorities, and, if required, get in touch with the affected data subjects as part of our response plan. Our goal is to minimize the impact of a data breach by taking all reasonable steps, such as implementing corrective measures and averting further unauthorized access.
In compliance with this Data Processing Agreement, we may engage subprocessors' services to assist us in processing personal data that is covered by our payment gateway services. Sub-processors are carefully chosen and assessed to make sure they follow the same stringent data protection guidelines, as specified in this agreement. We always get the prior written consent of the data controller before using subprocessors, and we abide by all relevant data protection regulations.
In order to verify compliance with this Data Processing Agreement and any applicable data protection laws, Data Controller maintains the right to audit our data processing operations. The goals, parameters, and schedule of the audit must all be included in the written request for an audit. We will support the Data Controller with all of its audit requirements, providing access to relevant documents and information as required. Our operations will not be significantly disrupted by audits because data processing will be transparent and accountable.
Our data deletion process is designed to securely and permanently remove personal data from our systems when it is no longer needed. This process is essential to ensure compliance with data protection regulations and to uphold user privacy. Data deletion is carried out using industry-standard methods to guarantee that no residual data remains accessible. By rigorously adhering to these practices, we protect user information and maintain the integrity of our payment gateway services.
Our data retention policy ensures that personal data is stored only for as long as necessary to fulfill the purposes for which it was collected. This policy is designed to comply with legal and regulatory requirements, ensuring the responsible management of user information. By adhering to these guidelines, we protect user privacy and maintain the integrity of our payment gateway services.
Our payment gateway is committed to promptly notifying users in the event of any data breaches that may compromise their personal information. We also ensure that users are informed of any significant changes in our data processing practices, including updates to our privacy policies and security measures. This commitment to transparency is essential to maintaining user trust and compliance with data protection regulations. Regular updates will be provided to keep users aware of how their data is being handled and any new measures we are implementing for their protection. In addition, we will notify users of any relevant updates that may impact their privacy rights or the security of their data. By adhering to these notification obligations, we demonstrate our dedication to safeguarding user information and upholding the highest standards of data privacy.
The terms and conditions of this data processing agreement, as well as any applicable data protection laws, limit our liability. We are in charge of processing personal data on the Data Controller's behalf in compliance with the provisions of this agreement and the Data Controller's instructions. We disclaim all liability for any indirect, incidental, special, or consequential damages arising from the processing of personal data. Furthermore, our liability is contingent upon the Data Controller adhering to their legal and regulatory obligations with respect to the privacy of personal data.
The Data Controller shall defend, indemnify, and hold the Data Processor harmless from any claims, losses, or liabilities in the event that the Data Controller breaches this Data Processing Agreement or any relevant data protection laws. This indemnification protects the Data Processor, among other things, from the costs, fees, and other charges spent in defending against such claims or liabilities. In the event of unauthorized processing, noncompliance with this agreement's terms, or violations of data protection laws, the Data Controller shall indemnify the Data Processor. In order for the data controller to take the appropriate measures to address the matter, data processors agree to quickly notify the data controller of any possible claims.
This Data Processing Agreement is governed by the laws of India, ensuring that all terms and conditions are interpreted and enforced in accordance with local regulations. By adhering to the specified governing law, both parties can have confidence in the legal validity and enforceability of this agreement.
Our payment gateway reserves the right to make changes to this Data Processing Agreement as necessary to reflect updates in our practices, legal requirements, or technological advancements. Users will be notified of any significant changes through email or a prominent notice on our website. It is essential to keep this agreement up-to-date to ensure it accurately reflects our data handling practices and complies with current regulations. We encourage users to review the agreement periodically to stay informed about how their data is managed. By maintaining an up-to-date agreement, we demonstrate our ongoing commitment to transparency and data privacy.
Nexdha AI Fintech Private Limited delivers secure and efficient payment gateway solutions, ensuring seamless digital transactions for businesses
Corporate Address:
2nd Floor, 6/2, Mahakrishya, Leo Muthu Street, Kalaimagal Nagar, Ekkaduthangal, Chennai - 600032.Registered Office Address:
No 25, 3rd Cross Street, Kamakodi Nagar, Annex Valasaravakam, Chennai, Tamilnadu - 600087.Copyright © Nexdha AI Fintech Private Limited.All Rights Reserved